Tuesday, February 23, 2016

Our (Almost) New Car


          Yesterday was an adventure. We bought a 2015 Mazda 3!

  
          Kevin has been considering our car situation for some time.  We have 2 legal drivers (Naomi is still working towards her license) and 3 vehicles -- a minivan, a Civic, and a giant 15 passenger van that a woman named Laraba drives reluctantly.

So in some ways, buying another vehicle seemed RIDICULOUS.  However, all 3 of our fleet are fairly old. The Mazda is a 2000, the Civic a 2003, and the 15 passenger van a 2006.  Naomi will be driving at some point, as will Lydia, Isaac, Joseph...well, you get the picture.

        So Kevin was looking around, studying Consumer Reports, considering, analyzing, praying, and he finally settled on wanting a Mazda 3, preferably in red.

       He's kept an eye on the used car ads and the one in the picture showed up.  It is 15 months old with 18,000 miles on it.  After some negotiation, we and the sellers were content with a price so we bought it yesterday.

     That sounds simple but it had its complicated aspects. The sellers are moving to Central America as missionaries, SOON. So we needed to get the car this week.  The money to buy the car was floating in electronic limbo as transfers from here to there and back again take time.  We were planning to buy the car on Thursday, but yesterday morning we noticed that a snowstorm is predicted to show up on Thursday. The sellers live 3 hours away from us, and driving around in a windy snowstorm didn't sound appealing to any of us.

    So Kevin got on the phone and was able to get a short term loan from our credit union to pay for the car. We also borrowed money from 2 of our older kids :-).  Then we drove 1.5 hours and met the sellers and Kevin checked it out and we paid them and they signed over the title and we brought it home to the stable.

   Today Kevin is coping with all the fun stuff associated with insurance and license plates and titles and all that.

  And this morning, the money was where it should be, so he went to the bank and paid off the loan.  Yes, we had a one day loan.  Yes, that is short term, for sure.  We're thankful our credit union has that option without any penalties for early payment.  We will pay all of $3 or $4 for the loan.  We paid back our kids as well :-).

   So yes, new car. And actually, having a 4th car is useful right now as Kevin's mom's only vehicle is in the shop so one of our cars is with her.



1 comment:

Sarah said...

I've considered getting a new car but I'm not allowed to sell hubby's so that dampers things - of course H will probably be driving his car in about 2 years, if she chooses to drive. My mom wanted a red car but I convinced her not to since police target red cars since they are considered sporty, even if they aren't a sporty car and her insurance would go up, not what she needs, thankfully she agreed to a silver one. If I do get another vehicle, I'm leaning toward the Hyundai CRV, very roomy inside, back up camera, etc and high resale value even with high mileage. My Hyundai Santa Fe has over 160,000 miles and is still going strong, but our old Ford van conked out way before that many miles.